How to make killer nachos

ngredients: 1 pound lean ground beef 2 teaspoons chili powder 2 teaspoons cumin Pinch of salt 1 small can refried beans or bean dip 1 10 or 12-ounce bag corn tortilla chips 1-1/4 pounds pepper jack cheese, grated 1 large onion, chopped 2 tomatoes, juiced and chopped 1 6-ounce can black olives, drained and chopped Directions: 1) Brown ground beef in a medium skillet. Drain. Add chili powder, cumin and salt. Set aside. 2) Spread a thin layer of refried beans or bean dip over bottom of a platter or shallow, heat-proof bowl to anchor first layer of chips. 3) Then spread a layer of chips over beans, top with a layer of cheese, ground beef, onion, tomato and olives. Repeat until all ingredients are used. Or, since this recipe usually makes about 4 layers, you can divide all toppings into 4 portions for even layering. 4) Microwave on high until heated through, about 10 minutes, or bake at 375 degrees F. for 20-30 minutes. Serve warm with sour cream and guacamole dip, if desired. Yield: 4 to 6 servings.